DINESH

360 One Wam

Latest CMP 1,180
Today's Change ▼ -0.25%
52-Week High / Low 1,193 | 924
Price Date: 14-Aug-2026
Recommendation Buy
Target Price 1,620
Expected Upside 17.2%
Forecast Horizon 2 Years
Historical CAGR 25.4%
1,000 Invested 19-Sep-2019
Today's Value 4,772
Investment Period 7 Years

Stock Snapshot

Post Results Return
+3.2%
Mild Positive Re-rating
1-Year Target Price
1,378
2-Year Target Price
1,620
52-Week High / Low
1,193 / 924
20-Day Return
+4.7%
Market Cap (Cr.)
47,991
Current PE
37.8
P/BV Ratio
4.9
Dividend Yield
1.6%
Industry PE
37.8

Price Performance

Basis of our Recommendation

360 One WAM's management remains optimistic about the company's growth trajectory, driven by strong inflows in its wealth management segment and strategic initiatives to enhance its asset management capabilities. The focus on scaling its relationship management franchise and diversifying revenue streams through partnerships, such as with UBS, positions the company well to capture international flows and expand its market share. However, challenges persist, particularly in the asset management segment, where institutional outflows and competitive pressures may impact net flows. Vista's financial outlook reflects a moderation in revenue growth, with stable margins anticipated as the company navigates these dynamics. The balance sheet remains a concern due to weak cash conversion, which could hinder operational flexibility. Overall, while the asset management industry is poised for growth, 360 One WAM must effectively manage its cost-to-income ratio and capitalize on emerging opportunities to sustain profitability. Key opportunities include the integration of new business lines and the expansion of its digital wealth platform, while headwinds include competitive pressures and potential volatility in institutional mandates

👍 Why We Like This Stock

  • Strong inflows in wealth management and strategic partnerships are expected to drive revenue growth
  • Management's focus on diversifying revenue streams and enhancing operational efficiencies supports long-term profitability
  • The asset management industry is experiencing structural growth, providing a favorable backdrop for 360 One WAM's expansion

Things To Watch Out For

  • Institutional outflows and competitive pressures in the asset management segment may hinder net flows
  • Weak cash conversion on the balance sheet poses risks to operational flexibility and growth initiatives
  • Rising costs and a challenging cost-to-income ratio could impact overall profitability

Key Parameters

Balance Sheet Strength
Weak Cash Conversion
Market Share
Stable
Industry Outlook
Weakening
Analyst View
Buy
Dividend History
Consistent
FII Holdings
Reducing

Financial Snapshot

Actuals Forecast
FY24 FY25 FY26 FY27 FY28
Revenue (Cr.) 2,921 3,684 4,362 4,458 5,326
Profit Before Tax (Cr.) 1,009 1,435 1,577 1,680 2,175
PBT Margin 34.5% 39.0% 3615.3% 37.7% 40.8%
Net Profit (Cr.) 850 1,101 1,220 1,298 1,681
Earnings Per Share 20.9 27.1 30.0 31.9 41.3

Analyst Recommendations

Broker Recommendation Target Price Date
Bernstein ▲ Outperform 1,330 17-Jul-2026
Citigroup ▼ Sell 1,600 17-Jul-2026
Investec ▼ Sell 1,300 17-Jul-2026
JMFinancials ▲ Buy 1,320 21-Apr-2026
Jeffries ▲ Buy 1,340 17-Jul-2026
Kotak Securities ► Add 1,250 17-Jul-2026
Moneycontrol ▲ Overweight nan 22-Apr-2026
Motilal Oswal ▲ Buy 1,300 17-Jul-2026
Consensus Recommendation ▲ Buy
Consensus Target 1,355
Coverage 8 Analysts
Analysts' Viewpoint
360 One Wam's growth is driven by its strategic expansion in the wealth management sector, including scaling its Relationship Manager franchise and enhancing investment banking capabilities. The partnership with UBS is a significant opportunity to capture international flows. However, analysts note challenges such as intense industry competition, long gestation periods for RM productivity, and retention yield pressures. Achieving breakeven for the HNI platform and ET Money by FY27 is expected to enhance margins and support long-term profitability.

Company Overview

Show Company Profile

360 One Wam Limited, together with its subsidiaries, engages in the provision of wealth and asset management services primarily in India. It operates through Wealth Management and Asset Management segments. The Wealth Management segment distributes financial products; advisory, broking and research, portfolio management, corporate treasury solutions, estate planning and managing services for financial products. This segment is also involved in lending and investment activities. The Asset Management segment engages in the management of pooled funds under various products and structures, such as mutual funds, alternative asset funds, portfolio management and related activities, advisory and offshore spanning public and private equity, fixed income, and real assets. It serves professionals, corporate treasuries, family offices, entrepreneurs, and public figures. The company was formerly known as IIFL Wealth Management Limited and changed its name to 360 One Wam Limited in January 2023. 360 One Wam Limited was incorporated in 2008 and is based in Mumbai, India.