Stock Snapshot
Price Performance
Recommendation Rationale
Strong growth outlook supported by aggressive branch expansion and strategic diversification.
Basis of our Recommendation
Capri Global Capital Limited is poised for significant growth, driven by robust AUM expansion, strategic branch growth, and a shift towards AI-driven operational efficiencies. The company is targeting aggressive geographical diversification and new revenue streams, despite facing temporary co-lending volume slowdowns due to regulatory changes. Ambitious financial targets for FY28 further underscore its growth potential.
Why We Like This Stock
- Robust AUM growth and operational efficiencies
- Aggressive expansion of gold loan branches targeting 700-800 new locations
- Diversification into used car loans and capital markets
Things To Watch Out For
- Temporary slowdown in co-lending volumes due to new RBI guidelines
Key Parameters
Financial Snapshot
| Actuals | Forecast | ||||
|---|---|---|---|---|---|
| FY24 | FY25 | FY26 | FY27 | FY28 | |
| Revenue (Cr.) | 1,476 | 1,974 | 3,001 | 4,139 | 5,433 |
| Profit Before Tax (Cr.) | 366 | 633 | 1,257 | 1,666 | 2,187 |
| PBT Margin | 24.8% | 32.1% | 41.9% | 40.3% | 40.3% |
| Net Profit (Cr.) | 255 | 464 | 948 | 1,249 | 1,639 |
| EPS | 2.6 | 4.8 | 9.9 | 13.0 | 17.0 |
Company Overview
Show Company Profile
Capri Global Capital Limited, a non-banking financial company, provides financial services in India. It offers home loans; micro, small, and medium enterprises (MSME) loans; construction finance for real estate developers; small business loans for women; emergency credit line guarantee scheme for businesses and MSMEs; and gold loans, as well as indirect lending and car loan distribution services. Capri Global Capital Limited was formerly known as Money Matters Financial Services Limited and changed its name to Capri Global Capital Limited in July 2013. The company was incorporated in 1994 and is based in Mumbai, India.