DINESH

UTI Asset Management Company

Latest CMP 908
Today's Change ▼ -0.05%
52-Week High / Low 1,353 | 871
Price Date: 14-Aug-2026
Recommendation Buy
Target Price 1,405
Expected Upside 24.4%
Forecast Horizon 2 Years
Historical CAGR 17.7%
1,000 Invested 12-Oct-2020
Today's Value 2,589
Investment Period 6 Years

Stock Snapshot

Post Results Return
-2.9%
Neutral Market Reaction
1-Year Target Price
1,341
2-Year Target Price
1,405
52-Week High / Low
1,353 / 871
20-Day Return
-2.3%
Market Cap (Cr.)
11,671
Current PE
25.2
P/BV Ratio
2.6
Dividend Yield
4.0%
Industry PE
37.8

Price Performance

Basis of our Recommendation

UTI Asset Management Company (UTIAMC) is currently navigating a complex landscape characterized by strategic pivots aimed at enhancing operational efficiency and cost discipline. Management has reported a 15% QoQ reduction in standalone operating expenses, which is crucial for maintaining margins amid competitive pressures. The focus on strengthening the SIP franchise and expanding digital capabilities is expected to support revenue growth, particularly as the company targets younger investors. Despite these positive developments, UTIAMC faces challenges in regaining market share in the equity segment, which is essential for reversing current outflows. Vista's financial outlook reflects a cautious optimism, with revenue growth recovering after a contraction, although margins are anticipated to remain under pressure. The asset management industry is in a growth phase, with a projected CAGR of over 10%, which bodes well for UTIAMC's long-term prospects. However, the company must successfully execute its strategic initiatives to capitalize on this growth. Key opportunities include the launch of new products and potential M&A activities, while watchpoints include the need to improve fund performance and manage market volatility effectively over the next 12-24 months

👍 Why We Like This Stock

  • Management's 15% QoQ reduction in operating expenses supports margin stability
  • Targeting younger investors through SIP growth positions UTIAMC for future revenue expansion
  • The asset management industry's projected CAGR of over 10% provides a favorable backdrop for UTIAMC's growth initiatives

Things To Watch Out For

  • Challenges in regaining market share in the equity segment could hinder revenue recovery
  • Ongoing margin pressures from increased operating expenses and regulatory compliance may impact profitability
  • Dependence on successful execution of strategic initiatives to drive future growth amidst market volatility

Key Parameters

Balance Sheet Strength
Conservatively Financed
Market Share
Stable
Industry Outlook
Weakening
Analyst View
Buy
Dividend History
Consistent
FII Holdings
Stable

Financial Snapshot

Actuals Forecast
FY24 FY25 FY26 FY27 FY28
Revenue (Cr.) 1,737 1,851 1,698 1,961 2,173
Profit Before Tax (Cr.) 988 1,052 761 1,108 1,223
PBT Margin 56.9% 56.8% 4481.7% 56.5% 56.3%
Net Profit (Cr.) 833 845 533 773 744
Earnings Per Share 64.8 65.7 36.2 52.5 57.9

Analyst Recommendations

Broker Recommendation Target Price Date
Elara Capital ► Accumulate 1,060 24-Jul-2026
Emkay Global ► Hold 1,200 24-Apr-2026
ICICI Securities ► Hold 1,040 27-Jul-2026
Kotak Securities ► Add 1,100 24-Apr-2026
Motilal Oswal ▲ Buy 1,080 24-Jul-2026
Nuvama ► Hold 1,000 24-Apr-2026
Prabhudas Liladhar ► Hold 975 24-Jul-2026
Consensus Recommendation ▲ Buy
Consensus Target 1,050
Coverage 7 Analysts
Analysts' Viewpoint
UTI AMC's strategic initiatives, including a focus on cost discipline and operational efficiency, are complemented by efforts to expand digital capabilities and launch new passive products. The company's subsidiaries, such as the Pension Fund, provide stability, while international and alternatives segments offer growth potential. However, persistent market share loss in equity AUM and performance volatility pose risks. Future catalysts include new product launches and potential M&A activities, which could drive growth and improve competitive positioning.

Company Overview

Show Company Profile

UTI Asset Management Company (P) Ltd. is a privately owned investment manager. It manages mutual funds for its clients. The firm invests in money market, fixed income, and public equity markets of India. It employs in-house research while making its investments. UTI Asset Management Company (P) Ltd. was incorporated on November 14, 2002 and is based in Mumbai, India.